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Any bank can react to fraud by alerting you to uncommon activity on your account. These days, though, as criminals mount new cyber fraud attacks daily, that’s just not enough. First Business is invested in your success with comprehensive fraud protection, which includes our commitment to helping you continually train employees and shore up weaknesses in your financial systems. Our services, resources, and training tips are designed to be easy to use, and help prevent fraud from occurring in the first place.

With a full range of fraud protection services to protect your company’s assets, First Business helps you reduce the risk of fraud occurrences.

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SECURLOCK™ EQUIP

SecurLOCK™ Equip allows First Business debit cardholders to use their smartphones to control how, when, and where their debit cards are used. Other benefits include:
• Set transaction spend limits below bank limits
• Select geographic locations where the card can be used
• Set merchant locations including card-not-present controls
• View recent transactions
• Receive real-time alerts

ACH Positive Pay provides fraud protection by preventing unauthorized electronic payments and check fraud:
• Block ACH debits from an account
• Create filter lists for pre-authorized ACH debits
• Verify unlisted ACH debit attempts online
• Easily add or delete authorized ACH transactions from filter list

Account Reconciliation helps automate the tedious manual account reconciliation process. Available with Online Banking, Account Reconciliation may be integrated with Positive Pay for increased fraud protection and ease of error resolution. Other benefits include:
• Your files with issued checks are matched automatically to paid checks
• Balances account and reports outstanding items
• Saves time reconciling checking account each month

Electronically submit your check register to us, and if the checks match they will be paid automatically. If they don’t match, you’ll receive an alert to decide what action to take. Other benefits include:
• History available for up to 45 days
• Early access to suspect checks
• Up-to-date security features
• Reduces potential check fraud
• Saves time with online exception decision making

SECURLOCK™ EQUIP

SecurLOCK™ Equip allows First Business debit cardholders to use their smartphones to control how, when, and where their debit cards are used. Other benefits include:
• Set transaction spend limits below bank limits
• Select geographic locations where the card can be used
• Set merchant locations including card-not-present controls
• View recent transactions
• Receive real-time alerts

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ACH POSITIVE PAY

ACH Positive Pay provides fraud protection by preventing unauthorized electronic payments and check fraud:
• Block ACH debits from an account
• Create filter lists for pre-authorized ACH debits
• Verify unlisted ACH debit attempts online
• Easily add or delete authorized ACH transactions from filter list

ACCOUNT RECONCILIATION

Account Reconciliation helps automate the tedious manual account reconciliation process. Available with Online Banking, Account Reconciliation may be integrated with Positive Pay for increased fraud protection and ease of error resolution. Other benefits include:
• Your files with issued checks are matched automatically to paid checks
• Balances account and reports outstanding items
• Saves time reconciling checking account each month

PAYEE POSITIVE PAY

Electronically submit your check register to us, and if the checks match they will be paid automatically. If they don’t match, you’ll receive an alert to decide what action to take. Other benefits include:
• History available for up to 45 days
• Early access to suspect checks
• Up-to-date security features
• Reduces potential check fraud
• Saves time with online exception decision making

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FRAUD PREVENTION RESOURCES

Your company’s security is important to us. At First Business, we want to help you and your employees recognize and prevent fraud attempts with our fraud. With our fraud prevention resources, you’ll find:

• Handy tips to protect debit cards, your privacy, and business funds
• Expert advice within fraud-prevention training videos
• Timely fraud case studies to help your company prepare
• Details about First Business fraud-prevention services, including ACH Positive Pay and Payee Positive Pay

Get The ToolkitSecurity Procedures

We are currently experiencing an intermittent issue affecting access to Online Business Banking. Users may not be able to access the application at this time. We apologize for the inconvenience.