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Advanced Asset Liability Management (ALM) modeling provides effective tools for measuring, monitoring, and managing Interest Rate Risk (IRR) through sophisticated measurement and monitoring. Our ALM consulting service allows you to choose a comprehensive modeling solution, or we’ll consult using your existing model or provider.

asset liability consulting

Asset Liability Consulting

  • • Review of in-house or outsourced ALM model output to measure interest rate risk
  • • Review of all ALM processes, policies, and governance
  • • Analyze investment portfolio
  • • Develop and implement strategies
  • • Client and Board education
  • • Attend quarterly ALM meetings
  • • Review of assumptions
  • • Provide custom reporting and analysis
asset liability modeling

Asset Liability Modeling and Consulting

Our full outsourced ALM Modeling and Consulting service provides everything listed above and:

  • • Comprehensive modeling solution created by ZM Financial1
  • • Instrument level processing for all loans, securities, deposits, and borrowings
  • • Static and Dynamic IRR analysis over a 5-year horizon
  • • Economic Value of Equity
  • • Maturity GAP
  • •Parallel and ramped interest rate scenarios
  • • Client controlled assumptions
  • • OAS Models used to predict likelihood of exercise of embedded options
  • • Peer decay rate analysis
  • • Annual stress testing
  • • Non-parallel rate scenarios
  • • Liquidity and capital analysis
  • • Rolling quarterly and annual back testing
  • • SSAE 16 provided

1 Provided by SABER: Stifel Analytics Bank Earnings Report

NOTICE

Access to Online Private Banking is intermittently unavailable; users may not be able to access it at this time. We are working to restore access as soon as possible. If you have questions, please contact us at: 855-257-4149.

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NOTICE

Access to Online Business Banking is intermittently unavailable; users may not be able to access it at this time. We are working to restore access as soon as possible. If you have questions, please contact us at:

• Wisconsin Region: 608-232-5938
• Kansas Region: 913-717-6464

NOTICE

We apologize for the inconvenience, but the courier portal is currently down.  If you would like to schedule a courier service, please call:

  1. (608) 232-5938 (Madison)
  2. (262) 792-1400 (Milwaukee)

NOTICE

To protect clients and employees, we temporarily suspended courier service. For other deposit needs, please see your client email sent on 3/16/2020 for instructions regarding deposits at your local First Business Bank office.

To set up Mobile Banking, please contact our Treasury Management Support team at 608-232-5938. We will alert you when courier service is available again. Thank you.